Mr. Robert Mourik:

I will stick to a very high level and try to explain it in a non-technical way. From an international point of view, English and French speaking countries tend to have a bigger problem compared with countries with a less common language because they tend to have former colonies where that language is spoken, where a lot of the scams originate from. Based on what we have seen, many of the scams originate from outside the State, although not exclusively. I refer to where they originate from within a state. The United States has seen that once it tried to tackle the problem from within the United States, the scammers moved to countries in the Far East, for example. It is not easy to tackle it, but it is more prevalent in English and French speaking countries.