Jim O'Callaghan (Dublin Bay South, Fianna Fail) | Oireachtas source

May I ask Professor Hegarty about student loans? The third option put forward by Peter Cassells was that there be deferred payment of fees. I would say that an assessment would show that one of the major avenues to availing of and to getting high disposable income is having a third level education. Huge numbers of people have been able to become wealthy and successful as a result of their third level education. What is Professor Hegarty's view of that deferred system, whereby people would not pay fees at the time of their education but, when they reach 40 or 50 years of age and a certain income threshold, they would repay loans?