Mr. Peter Boland:

We appreciate the committee's work on this. As we have maintained from day one, any transparency in this industry is welcome. It frustrates us that, typically, we only get transparency when legislation is put in place. Insurers typically have to be dragged kicking and screaming into a position where they will actually provide data. Any legislation that would provide additional transparency is welcome. We understand that the Department of Justice's upcoming report on this area may have some data from insurers. That would be timely. We need data on the settlement strategy right now. One concern that we have is, given the time that it takes for legislation to go through, is that there would be a time lag in getting the data. That is not to say that we are dismissing the idea. We think it is a terrific idea, if it copper-fastens the data that is hopefully being provided casually.