Mr. Aidan Connaughton:

We have settled five claims in relation to Covid business interruption. We have one awaiting acceptance. As I said earlier, we had one case that went to the Financial Services and Pensions Ombudsman, which found in favour of AIG. In relation to arbitration, we do have an arbitration clause. In the small number of business interruption cases that have been taken to date, that clause has not been activated.