Mr. Kevin Thompson:

Depending on the complexity of the claim linked to arbitration, there may very well be different fees. Ultimately, in an arbitration process a senior independent legal counsel is put in to adjudicate, and there is also legal representation from each side. The length of time that it takes to work through ultimately has a bearing on the cost. I come back to my point that we negotiate with the claimant and try to be as fair as possible and to make the process as seamless as possible.