Mr. Aidan Connaughton:

I am happy to answer the Deputy. We had five cases referred to An Garda Síochána for fraud in 2021. We have had one prosecution through the courts for fraud earlier this year. We fully support the new insurance fraud co-ordination office as a central mechanism to help identify false claims. We need to be careful about the difference, though, between fraudulent claims and exaggerated claims. The burden of proof regarding fraud is significantly higher than the burden of proof for a claim that might in our view be exaggerated.