Jim O'Callaghan (Dublin Bay South, Fianna Fail) | Oireachtas source

That will cause some concern to people in the political world. I am not saying Mr. Connaughton gave this assurance but the political world was given an assurance that if personal injuries guidelines were introduced and imposed, there would be an immediate change in premiums. I am slightly concerned that Mr. Connaughton is saying there are other imponderables and factors that must be taken into account before we can commit to a full reduction in premiums. Does Mr. Connaughton want to respond to that?