Ms Jane Howard:

We have colleagues who work in Northern Ireland. We also have colleagues in the Republic, and we have some colleagues in Britain. Everybody is impacted to some extent, whether they will have a TUPE right to move to another bank or ultimately leave the organisation or be made redundant in due course. We are doing a tremendous amount of work to support colleagues. Regarding our colleagues in Northern Ireland, in particular, NatWest has some operations. We have been examining whether there are possible roles for these staff in NatWest. That has been successful. We have released some colleagues early and replaced them with agency or other workers. We have released staff for permanent roles wherever we have been able to do so, and we have upskilled some colleagues. Ms Arnett will talk a little about all colleagues, including those in Northern Ireland.