Mr. Ale? Bla?ek:

I will respond to the last question. We do not own any of the properties. All of them are leaseholds. We will be in discussions with the owners of those properties to terminate the leases in accordance with the contracts. We do not have a historical portfolio of properties that we are selling or handling in another manner.

In respect of the tracker mortgages, we will not leave until we settle all of the obligations related to tracker mortgages which we have. We will abide by all of our obligations. We are going to fulfil our obligations to the last. I want to reiterate that whenever we have reached a settlement, we have paid our obligations to customers. We have currently around 27 cases in the courts. All of them were initiated by customers. None of the cases were initiated by KBCI. After the proper facts are established and the legal assessment has been reached through the court process, we will abide by our obligations. This is something which we will handle appropriately. We need to get to a proper finding of the facts in order that it is clear what our obligations are. We have fulfilled our obligations to more than 3,700 customers. In the scope, there is a small number of outstanding legal claims before the courts.