John McGuinness (Carlow-Kilkenny, Fianna Fail) | Oireachtas source

We do not want any more of the carry-on we saw with the vulture funds during the course of the crisis.

The last thing I will say to you, Minister, since you mentioned the tracker mortgage issue, is that for the vast majority of those involved in that issue, their individual cases have been dealt with. However, we heard recently from Tony Lawlor, who is an individual with a difficulty with Bank of Ireland. He was before the committee, so the name is public and he made his case and so on. There are cases like his that still linger on in the banks with little or no outcome, with the bank just taking a position to beat down the client and not to give him or her a fair hearing. If a hearing is given, it is given within the bank itself so it is not a totally independent one. I am talking about legitimate, proper problems that individuals are having. I am not talking about people who are deliberately trying to avoid repayments. Mr. Lawlor is not trying to avoid repayments and we have done everything here to highlight the case and other cases with AIB and Bank of Ireland with little or no traction, or maybe a little traction and no outcome. In your meetings with the bank, do you ever tell them to prioritise those cases that are on the long finger and try to get them dealt with in the most humane manner possible?