Ms Emma Hanrahan:

It is termed loyalty penalties where a person stays with a provider and, just because of that, the price goes up when they do not shop around. It is something that we are reviewing but not in the context of either the proposed Bill or the contractual aspect.

I am sorry if I was not clear earlier about consent and data. People absolutely have a right to withdraw consent to their personal data. That is a fundamental data protection right. That is what I mean - the scheme defers to that. It just means that under the scheme and under data protection they would have the right to withdraw processing of their personal data.