Tim Lombard (Fine Gael) | Oireachtas source

I agree with all those points. My point is that we have a whole-of-government approach when it comes to agriculture. When it came to the job strategy back in the day, it was a whole-of-government approach as well. The investment required on farms the length and breadth of Ireland will be huge. I am wondering about that whole-of-government approach. Low-cost loans will be a major part of this. If we come back next January without having low-cost loan measures tagged on to the nitrates action programme, it will be unsustainable for the majority of these farmers. Mr. Nolan is right. There are issues with banks and co-operatives but with regard to the whole-of-government approach, there has to be a countermeasure from the Department of Finance or the Department of Public Expenditure and Reform to make sure this happens.