Mr. Ciarán Breen:

In respect of non-clinical claims, as the Deputy possibly knows, it is a prerequisite for all claimants to go via the Personal Injuries Assessment Board, PIAB. Normally, a number of claims will go through that route and will be settled, or claimants will opt out of that scheme and the claims will be contested. Clinical claims do not fall within the ambit of PIAB. Those are the two routes.