Mr. Brendan McDonagh:

No, they would not. Even until probably 2016 or 2017, we thought a number of these people would never pay their debt back. However, some of them worked very hard and obviously there is a lower interest rate. They managed to get lands zoned and get planning permissions. They managed to build and get better prices for the product they built on their lands. They were able to accrue value in terms of their own portfolio and paid off their full debt to the taxpayer. Good luck and fair dues to them.