Mr. Ronan Kennedy:

I might come in on that. I fully agree that it will create an unnecessary risk. Obviously, the financial sector is one where there are particular risks. As for private sector firms in general, in our submission we have suggested that the exemption for private sector companies with fewer than 50 employees should be reversed, given the number of employees who would be actively excluded from protections if that were to be the case. A large number of private sector employees are employed by companies of fewer than 50 employees. As was mentioned, technology companies constitute another area of particular concern to the ICCL. We think of Facebook, the Google and organisations like that, but there are many smaller technology companies that have a small number of employees but a large or outsized impact. Malfeasance and so on in those organisations as well should be called out and channels should be established in that regard. We are very much in favour of extending the protections to companies with fewer than 50 employees.