Mr. Mark O'Flaherty:

A person with more financial resources will have more options. They can apply for the doctorates that are not funded, which are out of reach of most people but it is still an option. Master's degrees are also expensive. There are more voluntary positions. If you wanted to go abroad, that still requires money. I know people who flew back and forth to the UK several times a year because they were doing interviews there. If you are volunteering four days a week and on unemployment benefits you cannot even afford to look for jobs outside the country.