Pearse Doherty (Donegal, Sinn Fein) | Oireachtas source

I hear what Dr. Hunt is saying. There seems to be an acceptance by him that the model is the model and, since the losses will be factored in in perpetuity, we must balance them out with better, safer and more prudent lending. That could take us into a different conversation about banks' risk appetite at this point in time. It is important that we lend into the economy as we try to come out of the pandemic.

What is AIB's trajectory in terms of risk-weighted assets? On average, AIB is performing better than the rest of the banking sector, albeit slightly behind Bank of Ireland. However, AIB's rate is still more than double the European average percentage. What is the trajectory over the next five years? Will the bank's risk-weighted assets drop significantly from 30% to closer to the European average of approximately 14% or will it remain stuck stubbornly high?