Mr. Matt McGranaghan:

------and the point of view of insurance as well. To classify a self-employed person as unemployed, our understanding is that person would need to wrap up their business as well.

On the PUP support and where it stands at the moment with the LPSS, we are concerned that because people cannot sign back on to the PUP, there may be this false economy which is being supported by the LPSS and the funding that is given through that. People may only be able to take a certain amount of unemployment out of that because of the limitation of €960 over an eight-week period for their earnings. We understand also, from speaking to the Department of Social Protection, that any expenses during that are only applied to the eight-week period as well. If earnings and expenses were taken over the course of the year, as in a normal business, that would be a more understandable way of looking at it. We are concerned at the moment people may be in a position where, if they get some employment in July or August, they will be forced to sign off the PUP and then they will have no support further on into winter. We would be going into a period of natural closing down of the industry anyway as it is seasonal.