Mr. Eamonn Crowley:

I understand the space the Deputy is referencing here. Take a hypothetical example where we have loaned €100,000. A contribution could be around discussing that liability and what that debt should be, given the underlying collateral value, the value of the house or the fact that the house itself must be demolished. I assume from what the Deputy has said that he would then be looking for a further contribution from the bank to the customer, above and beyond the liability a customer may have as a mortgage. That would have to be discussed at an industry and wider level to ensure a common approach across all banks. I would happily discuss it.