Mr. Eamonn Crowley:

We had one sale which related to an interest-only buy-to-let portfolio. It was a performing portfolio and, therefore, slightly different to prior sales. It was a portfolio created before the crisis. Interest-only loans do not exist as products today, and the sale was connected with that situation. It was more suitable for those customers to be in a long-term securitisation vehicle rather than, in effect, being with us as a bank, given the requirements we have regarding the risk profile of an interest-only portfolio.