Peadar Tóibín (Meath West, Aontú) | Oireachtas source

I am approaching this subject from the perspective of the exit of Ulster Bank and KBC. We are looking at a shrinking market and a further concentration of the market into fewer hands. Situations like that never bode well for customers. Mention was made of capital requirements as a possible reason for banks to leave the market. What other reasons are there for banks to be leaving the market now?