Mr. Eamonn Crowley:

I cannot comment on what the Government will propose. That is part of the scheme of arrangement. There is a recognition by Permanent TSB that we would have to play our part in that by dealing with and helping customers in a sympathetic way, understanding that their position is not of their own fault and that it is a wider issue in that respect. We want to deal sympathetically. As I mentioned, we have some experience from the pyrite issue, where there was a mixture of different impacts, some not as difficult and others being extremely difficult by way of the position of the customer's primary home and dwelling. We understand that we have to play our part.