Marie Sherlock (Labour) | Oireachtas source

I thank Mr. Farrell. My last question relates to mortgage competition. We have a particular issue in this country with regard to competition in the mortgage market. PTSB launched a new product in February or March that allows customers to fix their mortgage for a term of four years at 2.25%. However, this is only available to new customers rather than the existing customer base. Some might call that a form of dual pricing. I am sure PTSB has watched and observed the criticism and initiatives taken by this committee and legislators to try to outlaw dual pricing. Is it fair that PTSB is only offering this new product to new customers and excluding its existing customer base?