John McGuinness (Carlow-Kilkenny, Fianna Fail) | Oireachtas source

The engagement this morning is on general banking matters and we have three witnesses in attendance: Mr. Cormac Butler, who has attended our committee before; Mr. Shane Kavanagh, who also attended our committee before on an issue; and Mr. Tony Lawlor, who will tell us about his experience on the tracker mortgage issue. We had a different agenda for today’s meeting which we will deal with later in private session which will comprise giving an update to members. The format for today is that Mr. Butler, Mr. Lawlor and Mr. Kavanagh will give some brief opening remarks. I believe we have their statements, and members will then ask questions.

I remind the members and witnesses of the notice of privilege. Anyone attending this meeting from Leinster House or from the Convention Centre Dublin is covered by privilege. Witnesses who are attending remotely or from outside Leinster House or the convention centre may have limited privilege.

I now invite Mr. Butler to give his opening remarks.