Mr. Anthony Brennan:

That is not a Zurich clause, I am sure, but it sounds very much in line with what is happening in international reinsurance. This has become a very specialised area. Any company that has been involved in the area will need to provide cover outside Ireland to protect themselves. The Chairman spoke of the large sums insured that are involved. It sounds very like international global reinsurance type-wording. Again, what happened with the Grenfell Tower is the reinsurers are saying they do not want to provide cover for these after all that has happened. They have seen the risk and they do not want to provide cover, particularly to cladding. As I said, I am not an expert in the area but that does sound like international reinsurer type-wording to me.