Bernard Durkan (Kildare North, Fine Gael) | Oireachtas source

I am aware that an illegal act would change the whole scene. In the event that the action was not determined to be an illegal act but it was a high-risk act - otherwise they would not be looking for cover in the particular situation - can Mr. O'Rourke give us any indication as to how those issues are greeted nowadays? Does the insurer come out to the front door to meet the person seeking the cover, or does the insurer hide in the office and pretend that the person does not exist, hoping that he or she will go away? Does the insurer just pay out when the time comes?