Mr. Anthony Brennan:

No, what I said today is that we will engage with the Government. I think it is important that we sit down with the Minister to understand his position and we can explain our position and arrive at an agreement. I do not expect us to go to legislation. I hope we could sit down with the Minister and come to an agreement. I do not think it is clear-cut. I am not saying today that want to force through legislation. The insurance industry should work with the Government and the Oireachtas wherever possible.