Marie Sherlock (Labour) | Oireachtas source

I thank Mr. Brennan, Mr. O'Midheach and Mr. O'Rourke, and their colleagues from Aviva, Zurich and FBD for attending this hearing. I note what Mr. O'Midheach said about passing on the savings arising from the enactment of the judicial guidelines, although there seems to be some evidence to the contrary. The delays by Aviva and Zurich are simply unacceptable. As has previously been said, this did not come out of the blue. They knew this was coming and their foot-dragging is simply unacceptable. When they get around to passing on the savings, will that happen automatically or will customers need to ask for them? What will they do for those customers who have taken out premiums since 24 April? Will there be a rebate for them given that the Judicial Council guidelines took effect on 24 April?