Mr. Declan O'Rourke:

No, it is not. What I am saying is that in any market there is anticipation in advance. There is not a single day where everything changes. There are many factors and pricing is ongoing. I can obviously speak about the significant price decreases in the past and we have seen significant decreases in the past two years. Our average premium is back to where it was in 2010. There has been an awful lot of progress already. I cannot speak about the future, obviously, but we have seen big moves by the industry at this stage.