Ms Francesca McDonagh:

I am aware of a media report on this issue. I am not aware that it applies to either Bank of Ireland or New Ireland Assurance insurance coverage. We look at every single application on its merit. We want to ensure that people are able to take out a mortgage that is sustainable and is the right mortgage for them, and that they are able to continue to work appropriately to repay their mortgage. It is difficult for me to comment further on this issue without specifics on the case, because it is not transparent to me if the cases to which the Deputy has referred are specific Bank of Ireland scenarios.