Pearse Doherty (Donegal, Sinn Fein) | Oireachtas source

I thank the Chairman. I welcome Ms McDonagh to the committee. I will begin by talking about the huge amount of correspondence my colleagues and I have received from individuals who cannot draw down their mortgages as a result of having what are deemed "underlying conditions" and are, therefore, considered by insurance providers as being at higher risk of death as a result of Covid-19. Has the bank witnessed this scenario? People have been approved for a mortgage drawdown but are not in a position to avail of it as a result of the legal requirement for the bank to ensure they have mortgage protection cover.