Mr. Ned O'Hara:

We had no discussions with An Post prior to the announcement. To our knowledge, An Post had signed a non-declaration agreement with Bank of Ireland so it could not talk to us about it. It was subject to a non-disclosure agreement. We have a meeting scheduled with An Post for next Tuesday to discuss the details. We expect to be the offline solution for Bank of Ireland and the other banks because, effectively, banking is online. AIB is currently worth approximately €2 million to the network, and we would expect Bank of Ireland to be worth at least that amount. We have not had negotiations with An Post about the rate, but we expect that to be increased. I do not know the answer as to what it is going to be worth, but I expect it to be in that region. However, it will only start in September. It is not immediate. Our negotiations start next Tuesday with regard to the amount.