Neasa Hourigan (Dublin Central, Green Party) | Oireachtas source

I might come in with a quick question myself in four minutes. We will have time for the Deputy. I want to go back to the issue of recovery. In the next 12 to 14 months, this committee in particular will try to get to grips with a very febrile situation when it comes to macroeconomic forecasting. What do the witnesses think the outlook is for SMEs, particularly domestic SMEs, in terms of performance and accessing credit in the medium term? I am thinking not just in terms of a recovery or resilience fund but also in the context of Ulster Bank withdrawing from the market and the performance of bodies specifically geared towards accessing credit such as the Strategic Banking Corporation of Ireland. What are the witnesses' thoughts on the structural landscape for SMEs at the moment?