Ms Suzanne Sweeney:

To give an example, we provided Bibby Financial Services Ireland with liquidity of up to €70 million. As the CEO said, not all of that has been drawn. To date, Bibby Financial Services Ireland has provided working capital facilities of up to €135 million using that funding. We are happy the funding is going through to the end SME. As mentioned earlier, we get loan-by-loan details so we can be satisfied that the funding is going to the SMEs. Overall, in the liquidity we provided through the banks and our non-bank on-lenders, the average loan size we would have seen through liquidity was typically about €40,000. Obviously, it differs depending on the type of product each on-lender is giving. For example, some of our non-bank on-lenders provide asset finance on equipment, Bibby Financial Services Ireland provides working capital limits, so they would typically be higher, and the banks at the time were providing term loans.