Mr. Ian Black:

I thank the Deputy. In our slideshow, slide 3 sets out our legislative functions, and one of our functions is to promote competition through promoting diversity of funding. This was a source of funding that SMEs were not getting, in that all SMEs were not getting funding to fund their invoices or customer debtor books. It is a new source of funding and it made sense for us to partner with Bibby Financial Services to provide this funding.