Neale Richmond (Dublin Rathdown, Fine Gael) | Oireachtas source

I refer to actions against individuals. There was and still is an impression that the fine, as Ms Rowland correctly said, is only being applied to Davy. The concern out there, as detailed by every speaker so far in this committee hearing, is that the initial impression was that no action would be taken against individuals. As Deputy Doherty laid out in great detail, there are concerns over particulars. The concern is that the Central Bank, in its initial announcement on this investigation – we had to wait a considerable amount of time for Davy's response in the form of a statement – never made it clear that individuals could and would be pursued. People want to know about because they are concerned.

I will repeat my question regarding SEAR. She mentioned certain areas she thinks should be covered. Does she believe it should cover every area of financial services?