Ms Derville Rowland:

I apologise, but I did not prepare those data before I came to the committee. I am happy to follow up on it. We had enough resources to carry out the investigation. The line supervisors, who are very active, engaged in Davy Stockbrokers and had a specific team allocated to them. Issues will arise in supervision. We take at least a two-handed approach to firms that present issues. Firm-level engagement by a supervisor involves a great deal of work to ensure that-----