Mr. Paul Hannigan:

On Brexit, we have been very involved in cross-Border activity over the years. A benefit of Brexit is that it has brought political focus back to the Border. There is not much benefit to Brexit, as everybody can see, but from our perspective, being selfish about it, it has brought our focus back to the Border. We are focused on it in the north-west city region with Letterkenny and Derry city. We also see that it can pay off with an ongoing injection from the Connacht-Ulster Alliance. That level of activity will continue and we are involved very much in cross-Border activity.

Senator Mullen referred to student loans. I accidentally came across a tweet from somebody last night, which states: "After 10.5 years and roughly £21,000 of debt- I finally paid off the last instalment of my student loan today." That is a fairly strong argument. The person who wrote the tweet goes on to develop it further but it gives an indication of the level of debt that people can incur. He goes on to suggest that with the increase in fees in the UK, that debt could be around £50,000 or £60,000 for students leaving now as opposed to when he was going to college.