Mary Fitzpatrick (Fianna Fail) | Oireachtas source

Actually, just before Dr. O'Toole does, I want to get to my point because I only have five minutes. Does that mean that the ESRI did not take into account local authorities' shared equity, the AHBs' supply side or the co-operatives? If so, will Dr. O'Toole confirm that the statement does not assume that this will be a time-based measure and will only be available to first-time buyers who are unable to secure a mortgage from the commercial banks and are cut out of home purchasing? Does it not take into account any local price caps that are set for affordability? Am I correct?