Mr. Robert Nicholson:

To be frank, that aspect is not accommodated in the legislation as it stands. It may be accommodated in regulations, but it is absolutely something we must think about. A broader question is contained within this issue that goes beyond housing and into the areas of pensions policy and the welfare system. It is a question which must be addressed. Most of our concentration from the outset, however, has focused on getting this initiative up and running and getting this system established so we can deliver units and house people. Some of those issues regarding the longer term direction of pensions, housing and welfare policy must be addressed in the round. I do not have an immediate answer to that question, therefore.