Seán Fleming (Laois-Offaly, Fianna Fail) | Oireachtas source

I will give the Deputy some but it is not a comprehensive list. We have established the Personal Injuries Commission and it published two reports that have fed into increasing knowledge in the area. The Central Bank has published the national claims information database, which did not exist prior to this. The cost of insurance working group in existence for a number asked for this information. When information comes out it helps the industry and the public to become more aware of the cost of claims. The information database mainly deals with the motor insurance and that is the one to which I referred.

The Insurance (Amendment) Act implements the relevant elements of the insurance compensation framework and that arose from the Setanta Insurance issue. There are levies as a result of that. The Civil Liabilities and Courts Act 2004 makes it easier for businesses and insurers to challenge cases.

The Personal Injuries Assessment Board (Amendment) Act 2019 strengthened PIAB by increasing operational issues to ensure greater compliance with the PIAB process and encourage more claims to be settled. While that has had some impact we all accept that more cases need to be settled, concluded and finalised by PIAB.

There has been additional work done in the past couple of years with the Garda Síochána in regard to enforcement as part of the Garda National Economic Crime Bureau that deals with issues like fraud. Some of those cases have been highly reported when they go before the courts, which makes people and the industry more aware of fraudulent claims.