Seán Fleming (Laois-Offaly, Fianna Fail) | Oireachtas source

I take the comments on board. I have listened carefully but I do not have the answers. I refer to cases being settled by companies without the policyholder's knowledge. He or she is not told about it until he or she goes to renew the premium and finds that it has increased. On 30 September we commenced sections of the Consumer Insurance Contracts Act, as Deputy Doherty will be aware. At least there is a communication at an early stage between the insurance company and the policyholder to advise him or her about what is going on. Other elements of the legislation are scheduled to be implemented next September.