John McGuinness (Carlow-Kilkenny, Fianna Fail) | Oireachtas source

The Central Bank did write to us but I am not letting the issue go. I am going to pursue it because I believe that, outside the contractual issues between the two parties, an investigation should take place into EBS as regards its accounting practices, the information it gave about the bank and so on. I am putting that on record and I will come back on it.

On the tracker mortgage issue, a number of banks have told customers that the tracker examination does not apply to non-home mortgages. Buy-to-let investors are, therefore, exposed to deliberate banking malpractice, as are farmers and others. They were charged interest rates higher than were expected. Is that a fact and can these cases be examined? Does the Central Bank agree that banks cannot exclude commercial mortgages from tracker redress? Are commercial mortgages on tracker rates excluded from redress?