Mr. Stuart Switzer:

The whole insurance area was difficult because we were not insured for a pandemic. As most of the funders are part of the factual end of the business and funding comes via broadcasters, we have worked closely with the broadcasters to ensure that production companies recouped as much as the cost that was sunk into the productions before the cancellation. Insurers, under the extra expense part of policies, have been difficult to tie down. Many producers have had the same experience because this is a worldwide issue. Insurers have linked arms quite tightly and said that these covers do not work for Covid and under civil authority. This matter is technical and tedious but at the end of the day the insurers are all running for cover and the industry, as a wider grouping, has found it very difficult to tie them down to get claims negotiated and paid.