Jim O'Callaghan (Dublin Bay South, Fianna Fail) | Oireachtas source

I thank the Commissioner for making herself available to the committee. I have only a limited amount of time because Deputy Durkan has to come in after me. My question is in regard to mortgage interest rates. Currently, inter-bank interest rates are at an all time low yet mortgagors in Ireland are exposed to the third highest mortgage interest rate in the euro region. What can the Commissioner's division within the Commission do to increase competition so that mortgagors in Ireland can get access to lower interest rates?