Alice-Mary Higgins (Independent) | Oireachtas source

I have a follow-up question on non-performing loans because I am concerned about these. In even identifying the loans that are likely to perform, especially after Covid-19, when many very healthy businesses will be in limbo, I would imagine that that the loss of that kind of local bank knowledge is a concern. If we have a very blunt and rushed process, which seems to be coming down the line, that will have major implications in terms of identifying potential performing and non-performing loans and how they are treated. Mr. O'Connell might comment on that.