Marie Sherlock (Labour) | Oireachtas source

With the move to level 5 restrictions in recent days, there has been an admission of sorts by the Government and others that we are likely to be in and out of a significant restrictions scenario over the next 12 months. That has very significant implications for the type of response from banks to borrowers who find themselves in a distressed situation. In regard to the data of distressed borrowers, what precisely did the Central Bank see that warranted an umbrella mortgage break in the first lockdown period but does not warrant one now?