Ms Derville Rowland:

I thank the Deputy. The Central Bank has many legally qualified staff who work on these actions. They analyse the facts and combine them with the evidence. As part of our regulatory obligations we are under duties to report reasonable suspicions of criminal offences to An Garda Síochána and in that regard I can confirm to the Deputy that we have liaised extensively with An Garda Síochána throughout the tracker mortgage investigation with respect to issues and evidence that arose.