Richard Boyd Barrett (Dún Laoghaire, People Before Profit Alliance) | Oireachtas source

I did not quite hear Mr. Makhlouf's answer earlier when reference was made to people who had obtained mortgage approval but are not being allowed to draw down their mortgages because they are in receipt of the wage subsidy scheme or the pandemic universal payment. Mr. Makhlouf has said he takes seriously his role as guardian of the consumer. This issue also touches upon his role of ensuring the wider macroeconomic picture and financial well-being of the State. It is not a good idea that banks have this indiscriminate policy of stating that if people are in receipt of the wage subsidy or the pandemic universal payment they will not be able to draw down their mortgage.

At the very least the banks should look at the individual's case rather than having this broad brushstroke policy of discriminating against people who have lost their jobs or income temporarily as a result of the pandemic. Could Mr. Makhlouf comment on that?