Mr. Gabriel Makhlouf:

I will respond to the Deputy's questions on bank closures. I cannot really speak very specifically about what happened in March but many institutions, and not just banks, had to make many sudden decisions as a result of the pandemic and the need to respond to it. Banks, like the rest of the community, absolutely understand their obligations to their staff and their customers. They understand their obligations under the code, we hold them to account to follow the consumer code and we are in constant dialogue with them. That is all I am going to say about what happened in March.